Health/Life/Disability

Recognizing Associates need flexibility in their benefit options, we offer four levels of coverage. Major Medical Health Insurance, Term Life, Accidental Death and Dismemberment, as well as Long Term Disability reflect a sample of the selection available. We want our Associates to know we CARE.

UNUM Term Life:

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.

• Full-time Associates or part-time Associates
• Coverage level for Term Life
  • UMC of El Paso provides all Associates with one times their annual salary to a max of $50,000 for free!
  • Additional coverage available up to five (5) times annual salary with $750,000 as maximum.
  • Spouse - $5,000.
  • Children - $2,000 per child.
  • Family – Spouse - $5,000 and Children - $2,000.

• Survivor Financial Counseling Services
• Portability
• Accelerated benefit
• Waiver of Premium
• Work Life Balance- EAP
• Worldwide Emergency Travel Assistance

For more information, visit: Unumprovident.com
or call: 1-800-421-0344.

UNUM Long Term Disability:

UNUM Long Term Disability Voluntary Plan: Replaces a portion of your income.

• If you are unable to work due to a covered injury or sickness.
• After 90 days of consecutive illness or disability.

Additional benefits

• Waiver of Premium when on LTD, Worldwide Travel Assistance Services and Survivor Benefit.
• Eligible survivor may receive three (3) months of gross disability payment at death where the disability continued for 180 consecutive days and were receiving (or entitled to receive) benefit.

Coverage Level 

• Cost is based on Associate’s age category and plan selection of coverage level.
• 25% Replacement of Associate’s Annual Salary.
  • 40% Replacement of Associate’s Annual Salary.
  • 50% Replacement of Associate’s Annual Salary.
  • Maximum monthly benefit of $5,000.